Fixed Annuity

Fixed Annuities Throughout Austin

Has your financial future been on your mind a lot lately? Have you planned out your future to ensure a stress-free retirement and a future for your family that’s financially sound?

Navigating your finances isn’t simple. It's not easy to figure out when and where you will invest your money. But these types of questions that need to be asked (and answered) at some point. Reap Financial helps people in Austin, with finding answers to questions about annuities, life insurance, and other financial products. Our financial professionals are here to help you create a brighter financial future.

Fixed annuities are one a great option that our clients have chosen in order to plan for their future. The specifics of a fixed annuity may be unfamiliar to the general public. But don't let this keep you from pursuing this option. We can teach you about fixed annuities and help you determine if it is a good choice for you.

What Are Fixed Annuities?

Annuities operate as a contract between a person and a financial institution, similar to an insurance policy. After making premium payments, the owner of the annuity will receive a lump sum or incremental payments. Fixed annuities get their name from their included interest rates that are locked in at the time of purchase. Anyone looking for a low-risk, predictable option will appreciate this investment.

Advantages of Fixed Annuities

Fixed annuities have been lauded for years as a unique investment strategy that includes major advantages. Here are some of them:

  • Security – With a fixed interest rate, you know what to expect down the road.
  • Tax deferral – Your money will not be taxed until you withdraw your investment.
  • Shelter from creditors – In most cases, creditors cannot touch annuity investments. Annuities are absolutely safe from probate proceedings.

Contact Us

Please call our office in Austin today to schedule a consultation and learn more about fixed annuities.