Fixed Annuity

Fixed Annuities Throughout Austin

Have you started seriously considering your financial future? Have you planned out your future to ensure a stress-free retirement and a future for your children that’s financially secure?

Navigating your finances isn’t simple. It can also be stressful to decide where and when you need to invest your savings. But these types of questions that need to be asked (and answered) eventually. If you're looking for help finding answer to questions about financial products, such as annuities and life insurance, Reap Financial can offer help. As financial professionals, we’ll help you stabilize your financial future.

One of the exciting financial products that we offer in Austin are fixed annuities. Fixed annuities may be a mystery to the general public. If you fit this criteria, we can help you. We'll teach you all about fixed annuities and help you determine if it is a good fit for you.

What Are Fixed Annuities?

An annuity, similar to an insurance policy, is an agreement between a person and a financial institution. After paying a premium, the individual will be given a lump sum or incremental payments. Fixed annuities get their name from their included interest rates that are locked in at the time of purchase. This provides the owner with safety and predictability.

Benefits of Fixed Annuities

Fixed annuities have several great advantages that make them an attractive investment option. Here are some of them:

  • Predictability – Unlike some investments, you're certain to have your money returned to you.
  • Tax deferral – Every cent put into your annuity will be safe from taxes until the day the investment is withdrawn.
  • Shelter from creditors – Annuities are safe from probate proceedings and cannot be touched by creditors in most situations.

More Questions? Call Reap Financial for Answers

Please contact our office today to arrange a consultation and learn more about fixed annuities in Austin.