Life Insurance

Austin Life Insurance

Reap Financial is your life insurance specialists in the Austin area. Our life insurance professionals will help you find the best life insurance option for your specific situation. Secure your financial future. Call us today.

What is Life Insurance?

Life insurance is an agreement between an insurance agency and a customer which outlines each party’s obligation to one another. The policyholder pays a specified amount at regular intervals, which is called a "premium". In return, the company agrees to pay a lump sum to a designated beneficiary after a specified event (usually the policyholder's death).

Term, Whole & Universal Life Insurance

Term life insurance relates to a specified time period, relating to both the premium payments and the payout.

In contrast, whole and universal life insurance are both guaranteed for the duration of the owner's life. These forms of life insurance also allow for easy access to funds and provide tax-advantaged wealth growth.

There are benefits to all types of life insurance. To find out which life insurance solution will work best for you, speak with our Austin insurance professionals.

What are the financial benefits of life insurance policy as opposed to investing in other ways?

Depending on our financial circumstance, there will be ups and downs for every investment plan. This is why choosing a professional financial professional is a necessity.

Who Needs Life Insurance?

Everyone needs life insurance! It really doesn't matter if you are 26 or 76; you have a need for this important product.

Why Should Everyone Buy Life Insurance?

  • Funerals can cost thousands of dollars. Don't let these expenses put your family in financial distress.
  • To cover school fees, utility bills, groceries, and other costs of living.
  • To pay off mortgages and other debts.

These are just some of the reasons why you should buy life insurance. Contact a life insurance professional at Reap Financial to find out more about your options.