Senior Life Insurance

Why Buy Life Insurance

Reap Financial is your specialist on life insurance in the Austin area. After looking over your financial situation, we will suggest the best option for you. Invest in some extra stability to your future by calling us today.

What's Life Insurance?

Like other types of insurance, life insurance is an agreement linking the customer and the insurance company who supports the policy. As you pay your premium normally, the insurance company will pay out a set amount of cash to those listed on the insurance policy in the circumstance of the policy owner's death.

What is the Difference Between Term, Whole and Universal Life Insurance?

There are 3 types of life insurance to purchase: term, whole and universal. When it comes to the difference between term and whole life insurance, it's essential to know the facts.

Term life insurance is not permanent and only needs to be paid for a agreed upon period of time to benefit your heirs for an established period of time. Conversely, whole and universal life insurance plans are more reliable. They last the duration of the policy owner's life and give advantages like simple access to savings, cash value and tax-advantage growth to add to your assets.

There are perks and downfalls to each type of life insurance policy. The experts from Reap Financial in Austin will help you decide which type of life insurance works best for you and your family.

What You Get from Life Insurance

Each family is different, which is why every life insurance policy is different. This is why selecting a trained financial professional is a must.

Do I Need Life Insurance?

  • Your family can afford funeral arrangements without draining their resources.
  • Afford the expense of kids still staying with family.
  • Cover mortgages and other additional expenses.

These are only a few reasons why life insurance is a smart investment. Learn more details by contacting a life insurance expert from Retirement Investment Strategies for a free life insurance quote.